Pilot SAAM is an insurance solution designed by SAAM VERSPIEREN Group, with the insurer SWISS LIFE, in order to cover worldwide Professional and trainee pilots whose activity depends on a Class 1 medical certificate.

We offer you 3 types of coverage :


All cause Death / TILA (Total and Irreversible Loss of Autonomy):

In case of death, the insurer pays the sum insured you have chosen to the beneficiary(ies) you have designated (or yourself in case of TILA).
You can choose a sum insured depending on your activity :

  • Professional pilot: Between a minimum of 50,000 € and up to 600,000 € (limited to 5 times your net annual salary);
  • Trainee pilot: Up to 110,000 €.


Permanent Loss of Licence:

In case of total cessation of your activity as a professional or trainee pilot, following an accident or illness justifying the permanent suspension of your medical Class 1 certicate, the insurer pays you the sum insured you have chosen.

You can choose a sum insured depending on your activity :

  • Professional pilot: Up to 600,000 € (limited to 5 times your net annual salary);
  • Trainee pilot: Up to 110,000 €.


Temporary Unfitness:

In case of temporary suspension of your medical Class 1 certificate, due to an illness or accident, the insurer pays you the daily allowance you have chosen after the excess period.
This coverage is only available for professional pilots.
You can choose :
One of the following excess periods:

  • 30 consecutive days in case of illness or accident;
  • 60 consecutive days in case of illness or accident;
  • 90 consecutive days in case of illness or accident.

The amount of the daily allowance is between a minimum of 50 € and a maximum of 500 € per day (limited to 80% of your gross daily salary).